Individuals and families
Sanitas Más Salud Familias Plus
The best care for your family, with complete health insurance
- Low co-payment
- Psychology and speech therapy included
- Family home assistance
Get your price for Sanitas Más Salud Familias Plus
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Exclusive Sanitas agency25 years in Sant Cugat
We speak your languageEnglish, Spanish, Russian, Ukrainian
+34 93 593 16 38Open now
Key conditions
- Age to join
- 0-75 years
- Co-payment
- Low, capped at 360€/year
- Waiting periods
- Minor surgery 3 months · complex diagnostic tests 6 months · childbirth or caesarean 8 months · hospitalisation, major surgery and complex therapeutic methods 10 months · no waiting period for psychology
- Staying insured
- No maximum age
Families
What is Sanitas Más Salud Familias Plus?
Sanitas Más Salud Familias Plus gives your family complete protection with a low co-payment, capped at 360€/year per insured person per year, including psychology, speech therapy and home help.
Sanitas in numbers
- +58.000
- doctors
- +4.500
- own and partner centres
- 4
- own hospitals (+3 planned)
- 27
- multi-specialty centres
Why choose Sanitas Más Salud Familias Plus
Low co-payment with a cap
Maximum 360€ per insured person per year.
Psychology and speech therapy
20 sessions (+40 for eating disorders) and 20 of speech therapy; no waiting period for psychology.
Family assistance
Qualified help at home.
What does Sanitas Más Salud Familias Plus include?
Tap each item to see the details.
Primary care and specialties
General medicine, emergencies and all specialties (paediatrics, gynaecology, cardiology, dermatology, etc.).
Diagnostic tests
Simple (ultrasounds, blood tests) and high-tech (CT scans, MRI scans), etc.
Therapeutic methods
Simple (rehabilitation, aerosol therapy) and high-tech (lithotripsy, radiotherapy, chemotherapy).
Hospitalisation and surgery
Hospital admission and surgical procedures.
Emergencies abroad
Stays of up to 90 days.
Second medical opinion
International, with leading specialists.
Dental
More than 40 services included.
Main cover
Included in your policy
- Cobertura completa de medicina primaria y todas las especialidades.
- Pruebas diagnósticas simples y de alta tecnología incluidas.
- Urgencias médicas en el extranjero hasta 90 días.
- Hospitalización y cirugías sin límite de número de intervenciones.
- Cobertura dental con más de 40 servicios y copago bajo.
And also
- Segunda opinión médica internacional para decisiones importantes.
- Videoconsulta y consulta digital con médicos de 10 especialidades.
- 20 sesiones de psicología y 20 de logopedia sin carencia.
- Asistencia familiar a domicilio para imprevistos.
- Sin carencias en psicología y con copago máximo anual de 360 €.
Low co-payment and an annual cap of 360 €
Sanitas Más Salud Familias Plus offers a progressive co-payment model: your first six services are free and, from the seventh onwards, a fixed payment of 4 €, 7 € or 10 € applies depending on the number of consultations, with a maximum limit of 360 € per year per insured person.
This structure makes family spending predictable and avoids surprises on the bill, while high-frequency services such as physiotherapy or ventilation therapy have a single co-payment of 12 €, ensuring balanced cover for the whole family.
Fill in the form and get your tailored quote in minutes with this low co-payment included, with no commitment.
Comprehensive paediatric care for children
Sanitas family health insurance includes family medicine and paediatrics with no waiting period, with access to consultations, development check-ups and child health programmes that support children up to the age of four, including vaccine tracking and recommended paediatrician visits.
Children can also benefit from up to 20 speech therapy sessions a year and the digital child health platform, where a paediatric nurse provides ongoing advice and personalised healthy-habit plans.
If you have children, fill in the form and get your ideal quote with full paediatric cover from day one.
Digital health and wellbeing programmes
Sanitas Más Salud Familias Plus gives your family a range of digital programmes, such as personalised nutrition, fitness training, pregnancy support and pelvic floor care, all managed through the Mi Sanitas app and video consultations with specialists.
Users can create exercise plans, receive menus adapted to their goals and get support from trainers and nutritionists, making it easier to adopt healthy habits without travelling to an in-person appointment.
Fill in the form and we'll prepare your tailored quote with all these programmes included, based on your family's profile.
Emergency cover abroad
With Sanitas Más Salud Familias Plus, your family is protected on international trips thanks to emergency medical assistance abroad, covering medical expenses, hospitalisation and medicines up to 12.000 € a year, for stays of up to 90 days.
The insurance also lets you request an international second medical opinion, so you can consult leading specialists outside Spain and make informed decisions about complex treatments.
Before your next trip, fill in the form and get your tailored quote with international cover included.
Sanitas Más Salud Familias Plus and psychology cover with no waiting period
Sanitas Más Salud Familias Plus offers up to 20 psychology sessions a year with no waiting periods, so the whole family can access emotional support without delays. It also includes 40 additional sessions for eating disorders, always with a psychiatrist's prescription. This cover supports early detection and treatment of mental health problems, strengthening family wellbeing.
Psychology is included in the low co-payment, with an annual cap of 360 €, so the cost is predictable and affordable. Fill in the form and get your tailored quote with this cover included.
Benefits of speech therapy with Sanitas Más Salud Familias Plus
With Sanitas Más Salud Familias Plus, each insured person has 20 speech therapy sessions a year, covering both speech defects and organic problems of the vocal apparatus. This support is essential for developing children and for adults who need language rehabilitation, with no prior prescription required.
Speech therapy sessions are subject to a progressive co-payment and the annual cap of 360 €, so you can plan your spending clearly. Fill in the form and get your ideal quote with speech therapy included.
Blua · digital health
Your doctor on your phone, included
Co-payments (capped at 360€/year)
- 0 to 6 services
- 0€
- 7 to 10 services
- 4€
- 11 to 15 services
- 7€
- More than 15 services
- 10€
- Dental co-payment
- 3€
How it works
Request information
Fill in the form in one minute. We call you today, in your language.
We advise you
We answer your questions and send the price in writing.
Sign up online
We guide you step by step. Sign from your phone.
Big thanks for Nuria who helped me to set my account.
La VikaPosted on 21/08/2026 · GoogleNuria was so helpful in getting us set up with the best plan that worked for us, as upcoming expats living in Spain with an NLV!
S EPosted on 20/08/2026 · GoogleNuria from Sanitas was very helpfull and patience. Nuria solved all my problems and all my questions .... And Nuria your inglish is very good😇
Dimitri VinzenzPosted on 13/08/2026 · GoogleNuria was incredibly patient, attentive, and thorough throughout the entire process. She took the time to explain every detail clearly and made sure everything was handled with great care and precision. Highly recommended!
Neda GhaemmaghamiPosted on 12/08/2026 · GoogleAnastasia ha sido encantadora, me ha ayudado durante todo el proceso y ha respondido a mis dudas con claridad y eficacia! Muy contenta.
Laura MartinPosted on 03/08/2026 · GoogleNuria been very helpful and fast on replying to all my questions. I highly recommend!
Veerle WilsPosted on 29/07/2026 · GoogleFAQ about Sanitas Más Salud Familias Plus
Can't find your answer? Call or email us and we'll help in your language.
What is the maximum co-payment?
360€ per insured person per year.
Is there a waiting period for psychology?
No, psychology has no waiting period.
How can I take out this Sanitas insurance?
Fill in the form on this page with your details. As a Sanitas office, we review your case, prepare a personalised quote based on each insured person's age and where you live, and support you throughout the sign-up process, at no cost and with no commitment. We usually reply the same day.
How much does the insurance cost?
The price depends on each insured person's age, where you live and the option you choose (with or without co-payment). That's why we prepare a tailored quote: leave your details in the form and we'll send you the exact price, with no commitment and no obligation to sign up.
What are waiting periods and how do they affect me?
Waiting periods are the time between your enrolment and when you can use certain services, such as some surgeries or childbirth. In many cases, if you are coming from another insurer where you have been for at least a year, these waiting periods can be reduced or even removed. We check this for you and make it clear in your quote.
Can I freely choose my doctor, centre and hospital?
Yes. With the Sanitas medical network you can freely choose from more than 58.000 professionals and 4.500 own and partner centres across Spain, with no referral needed and no waiting lists. You can change specialist whenever you need to.
How does Blua digital health work?
With the Mi Sanitas app you get video consultations with GPs and specialists, emergency video consultations, a symptom checker, digital physio, psychological support and health programmes. You can sort out many queries from home, at any time, without travelling.
Am I covered if I travel abroad?
Yes. Sanitas Más Salud Familias insurance includes emergency assistance abroad for stays of up to 90 consecutive days.
Can I include my family on the same policy?
Yes. With Sanitas Más Salud Familias Plus you can add your spouse or partner and children to the same policy. The more family members you insure, the bigger the discount on the premium: the saving grows with each person added and reaches its maximum with 4 or more insured persons on the same Sanitas Más Salud Familias Plus policy.
Why sign up through your office rather than directly?
You pay exactly the same premium as with Sanitas, but with a local adviser who helps you choose the option that really suits you, answers your questions before you sign and supports you afterwards with every request, adding family members or renewal.
Shall we talk about Sanitas Más Salud Familias Plus?
Leave your details and an adviser will call you today.
Visit us or we call you
Somos Agencia Exclusiva de Sanitas en Sant Cugat del Vallès. Con más de 25 años de experiencia trabajando únicamente con Sanitas. Te atendemos en español, inglés, ruso y ucraniano, en persona o en remoto y sin compromiso. Te acompañamos paso a paso en la contratación de tu seguro y en tu papeleo de visado.
- Carrer de Sant Jordi, 24
08172 Sant Cugat del Vallès (Barcelona) - Office Mon–Thu 10:00–19:00 · Fri 09:00–15:00
Phone Mon–Thu 10:00–19:00 · Fri 09:00–15:00 - +34 93 593 16 38
- info@sanitasinfo.com
Office open now
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