Visa-valid insurance · International Expert Sanitas
If you want to come to live, study or work in Spain, you need private health insurance that is valid for a visa. It is a mandatory requirement that ensures you have complete health cover during your stay in the country.
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Exclusive Sanitas agency25 years in Sant Cugat
We speak your languageEnglish, Spanish, Russian, Ukrainian
+34 93 593 16 38Open now
Extranjería (immigration) requirements
The immigration authorities in Spain require every visa applicant to have private health insurance that meets three conditions. With Sanitas you meet each of them, with the leading private health company in Spain.
Primary care, specialties, hospitalisation and emergencies included in the policy.
No co-payments that limit your care: you pay your premium and use the services with no extra payments.
Valid throughout Spain, with more than 58,000 doctors and 4,500 centres.
Most popular
These are the Sanitas policies most often taken out by people moving to Spain. Choose according to your situation: residence, studies or premium cover with reimbursement.
No waiting periodsuse it from day one
Residence visa
Designed for foreign residents in Spain: complete care, a no-waiting-period option valid for your visa, service in your language and exclusive cover such as repatriation and an international second opinion.
90% reimbursementup to 500,000 € per year
Meets all the requirements for a visa in Spain
The most complete version for foreign residents in Spain: the Sanitas medical network plus a strong 90% reimbursement up to 500,000 € per year, with the freedom to choose your doctor.
No co-paymentsand no waiting periods
Leading health insurance for students
Health insurance for international students aged 14 to 35 who come to study in Spain. It meets the immigration requirements for the student visa.
Complete care+ reimbursement included
10,000 € family reimbursement
Sanitas Top Quantum combines complete healthcare with included reimbursement cover, with no co-payments. Premium cover for the whole family with freedom of choice.
Compare before you decide
Both are valid for your residence visa and have a no-waiting-period option. The difference is the reimbursement: Platinum pays you back 90% of your medical expenses outside the medical network.
| Feature | Sanitas Residents VisadoLa salud que habla tu idioma, compatible con tu visado de residencia. | Sanitas Residents PlatinumLa salud que habla tu idioma, con reembolso del 90% y apto para visado. |
|---|---|---|
| Perfil | Extranjeros residentes en España | Extranjeros residentes en España |
| Reembolso | — | 90% hasta 500.000€/año |
| Carencias | Opción sin carencias (apta para visado) | Opción sin carencias (apta para visado) |
| Urgencias en el extranjero | Hasta 90 días | Hasta 90 días y 30.000€ |
| Details | Details |
Sanitas Residents Visado accepts an optional reimbursement add-on of up to 300,000 €. We prepare the price of both so you can compare.
We show you the full information for your case.
Residence in SpainSanitas Residents with and without waiting periods, add-ons and sign-up conditions.See Sanitas Residents
Expats moving to SpainHow to get your insurance certificate for the residence visa, step by step.See expat insurance
International studentsAged 14 to 35, no co-payments or waiting periods. Valid for the student visa.See International Students
Americans in SpainSanitas Platinum, The American Elite Edition: 90% reimbursement and cover in the USA.See American Elite EditionSanitas, the leader in private healthcare in Spain
Figures from the Sanitas S.A. de Seguros medical network. Sanitas is part of the international Bupa group.
We help you in your language
Sanitas stands for trust and medical quality in Spain. Every year, thousands of foreign nationals rely on its insurance to meet their visa requirements and start their new life in Spain with peace of mind.
We help you by phone in Spanish, English, Russian and Ukrainian. We answer your questions, help you choose your plan and handle your enrolment in minutes, hassle-free.
Fill in the form and you will soon receive a personalised quote for your Sanitas health insurance.
Once you have the quote, we send you an online sign-up link. You fill it in with your details and send it back to us signed.
Once your policy is ready, we contact you to finalise the details and issue your insurance certificate in under 24 hours.
Big thanks for Nuria who helped me to set my account.
La VikaPosted on 21/08/2026 · GoogleNuria was so helpful in getting us set up with the best plan that worked for us, as upcoming expats living in Spain with an NLV!
S EPosted on 20/08/2026 · GoogleNuria from Sanitas was very helpfull and patience. Nuria solved all my problems and all my questions .... And Nuria your inglish is very good😇
Dimitri VinzenzPosted on 13/08/2026 · GoogleNuria was incredibly patient, attentive, and thorough throughout the entire process. She took the time to explain every detail clearly and made sure everything was handled with great care and precision. Highly recommended!
Neda GhaemmaghamiPosted on 12/08/2026 · GoogleAnastasia ha sido encantadora, me ha ayudado durante todo el proceso y ha respondido a mis dudas con claridad y eficacia! Muy contenta.
Laura MartinPosted on 03/08/2026 · GoogleNuria been very helpful and fast on replying to all my questions. I highly recommend!
Veerle WilsPosted on 29/07/2026 · GoogleCan't find your answer? Call or email us and we'll help in your language.
Private health insurance with complete cover (primary care, specialties, hospitalisation and emergencies), no co-payments, no waiting periods and valid throughout Spain. Sanitas Residents Visado and Sanitas Residents Platinum meet these requirements for the residence visa; Sanitas International Students meets them for the student visa.
Yes. The no-waiting-period option of Sanitas Residents is designed for residence visa applications and is accepted by consulates and Extranjería offices throughout Spain. As an exclusive Sanitas agency in Sant Cugat del Vallès, we give you the certificate proving your insurance in under 24 hours.
Both are valid for the visa and have a no-waiting-period option. Sanitas Residents Platinum adds 90% reimbursement of your medical expenses up to 500,000 € per year, extra reimbursements (400 € dental, 300 € pharmacy and 400 € for a second opinion at the Clínica Universidad de Navarra), home services, cover in the USA and payment protection.
Waiting periods are the time between enrolment and when you can use certain services, such as some surgeries or childbirth. With the visa option of Sanitas Residents Visado and Sanitas Residents Platinum there are no waiting periods: you use all the cover from day one. We confirm this in writing in your quote.
The price depends on the age of each insured person, where you live and the plan you choose. No VAT is added to the policy price: only the Consorcio de Compensación de Seguros surcharge, 0.15% of the net annual premium. Leave us your details and we will send you the exact price, with no obligation.
Yes. Sanitas health insurance includes emergency assistance abroad for stays of up to 90 days, plus an international second medical opinion from leading specialists.
Yes, you can add your spouse or partner and children to the same policy. Tell us how many people you want to insure and we will include them in the quote.
Yes. At the office we help you in Spanish, English, Russian and Ukrainian; if you speak another language, we handle everything in writing. The Mi Sanitas app is available in English.
You pay exactly the same premium as with Sanitas, but with a local adviser who helps you choose the plan that fits you, answers your questions before you sign and supports you afterwards with every step, adding family members or renewals.
Leave us your details and an adviser from the office will call you today. We send you the price in writing and, once you sign up, the certificate for Extranjería in under 24 hours.
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