
Look after your company by looking after your employees' health
Sanitas business health insurance
An employee benefit that is tax-deductible and boosts productivity. Health insurance for your workforce, from SMEs to large companies and expatriate employees.
- The first €500 per insured person exempt from IRPF (personal income tax)
- No waiting periods or pre-existing condition exclusions on company plans
- Over 58,000 professionals and 4,500 centres
Request information for your company
We'll send you a written proposal, free and with no obligation.
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Exclusive Sanitas agency25 years in Sant Cugat
We speak your languageEnglish, Spanish, Russian, Ukrainian
+34 93 593 16 38Open now
Choose according to your company
The best insurance for companies
Insurance for every type of company and workforce. Ask for information and we'll recommend the plan that fits.
100% digital health insuranceAccess the largest private medical network from your phone, with no need to travel.Request information
Budget insuranceThe most affordable option, giving your employees access to basic insurance.Request information
SME insuranceYour employees will have access to full-cover insurance and enjoy significant digital benefits.Request information
Large company insuranceInsurance for larger companies, giving access to full cover.Request information
Expatriate insuranceYour employees living abroad will have all their needs covered.Request informationPlans
Which Sanitas insurance fits your company?
100% digital: Pymes Más Digital and Empresas Más Digital. Budget: Básico Digital Empresas and Inicia. SME: Pymes Digital. Large company: Sanitas Empresas, from 100 insured people.
Sanitas Pymes DigitalYour most digital insurance, with traffic and work accident cover.See plan
Sanitas Pymes Más DigitalYour most digital SME insurance, with dental and home services.See plan
Sanitas Básico Digital EmpresasHealthcare for your team at the best price.See plan
Sanitas IniciaThe best services within reach for your company.See plan
Sanitas EmpresasWe are part of your team. Health insurance from 100 insured persons.See plan
Sanitas Empresas Más DigitalAll your health at your fingertips. For companies with 100+ insured persons.See planFor the company
Benefits for the company
Taking out health insurance for your employees brings many benefits for the company. It's also an employee benefit with a tax advantage: the first €500 per insured person per year is exempt from IRPF (personal income tax).
- Attract talent and retain your staff
- Increase employee satisfaction
- Complement salary negotiations
- Improve your company's image
- Reduce absenteeism

For the employee
Benefits for the employee
Over 58,000 professionals in over 4,500 own and partner centres, with complete digital health on their phone.
- Access to the best medical care with the most advanced technology
- Significant tax benefits
- Better work-life balance
- An extensive medical network
- Innovative digital services to look after their health

Cover
What does Sanitas business health insurance include?
Company plans include complete healthcare for your team, with dental and digital health.
Primary care and specialities
General medicine, emergencies and all specialities.
Diagnostic tests
Simple (ultrasounds, blood tests) and high-tech (CT scans, MRIs).
Hospitalisation and surgery
Hospital admission and surgical procedures.
Therapeutic treatments
Rehabilitation, lithotripsy, radiotherapy and chemotherapy.
Dental
Over 40 services included in Sanitas Empresas and Pymes Digital.
Home services
Medicine delivery and, with Pymes Digital, 5 physiotherapy sessions.
Emergencies abroad
Assistance for stays of up to 90 days.
Second medical opinion
International, with leading specialists.
Care network
A complete, exclusive, high-quality care network
With Sanitas Empresas you have access to a network of Sanitas-owned hospitals with the best specialist teams, cutting-edge technology and accredited medical excellence.
Sanitas gives you over 58,000 professionals, over 4,500 medical centres and a wide national network of its own hospitals: Hospital Sanitas La Moraleja, Hospital Sanitas La Zarzuela, Hospital Virgen del Mar and Sanitas's first Digital Hospital, in Valdebebas, all in Madrid, plus Hospital CIMA in Barcelona.
There are also advanced rehabilitation centres, Milenium Multiespecialidad medical centres and over 210 Milenium Dental clinics in Spain.

Sanitas, part of the Bupa group
The leading private medical network in Spain
- 58,000+
- doctors
- 4,500+
- own and partner centres
- 4
- own hospitals (+3 planned)
- 27
- multi-speciality centres
Medical network data from Sanitas S.A. de Seguros for Sanitas Empresas.
Compare before you decide
Business insurance conditions
| Feature | Sanitas Pymes DigitalTu seguro más digital, con accidentes de tráfico y laborales. | Sanitas Básico Digital EmpresasEl cuidado de la salud de tu equipo al mejor precio. | Sanitas IniciaLos mejores servicios a tu alcance para tu empresa. | Sanitas EmpresasSomos parte de tu equipo. Seguro de salud a partir de 100 asegurados. | Sanitas Empresas Más DigitalToda la salud al alcance de tu mano. Para empresas de 100+ asegurados. |
|---|---|---|---|---|---|
| Carencias | Sin carencias y sin preexistencias (según tamaño) | Sin carencias y sin preexistencias | Sin carencias (salvo parto) y sin preexistencias (salvo graves) | Sin carencias y sin preexistencias | Sin carencias y sin preexistencias |
| Edad de contratación | 0-75 años | 0-75 años | 0-75 años | 0-75 años | 0-75 años |
| Permanencia | Sin edad máxima | Sin edad máxima | Sin edad máxima | Sin edad máxima | Sin edad máxima |
| Tamaño | — | — | — | A partir de 100 asegurados | A partir de 100 asegurados |
| Details | Details | Details | Details | Details |
Co-payments on company plans: €0 for 0 to 6 services, €4 for 7 to 10, €7 for 11 to 15, €10 from 15 onwards and €3 for dental.
Insurance that adapts to what you need
Whether you're starting a new life in Spain, looking for protection for your family or need complete medical cover as a professional, at Sanitas we have the insurance for you.
Frequently asked questions about business insurance
Can't find your answer? Call or email us and we'll help in your language.
Which health insurance is best for an SME?
Sanitas Pymes Digital: complete care, road traffic and workplace accidents, dental with over 40 services, medicine delivered to your home (6 deliveries) and 5 physiotherapy sessions. If you want the most digital management, choose Sanitas Pymes Más Digital.
What is the most affordable business insurance?
Sanitas Básico Digital Empresas: the essential cover at the best price, with digital health, medicine delivered to your home (6 deliveries with €200 reimbursement) and 2 blood tests at home. Sanitas Inicia is another entry-level option, with procedures without hospital admission included and hospitalisation at preferential prices.
From how many insured people is Sanitas Empresas available?
Sanitas Empresas and Sanitas Empresas Más Digital are for companies with 100 or more insured people.
What tax advantage does it offer the employee?
The first €500 per insured person per year is exempt from IRPF (personal income tax).
Are there waiting periods or pre-existing condition exclusions?
Sanitas Empresas, Empresas Más Digital and Básico Digital Empresas have no waiting periods or pre-existing condition exclusions. With Pymes Digital and Pymes Más Digital it depends on the size of the company. Sanitas Inicia has no waiting periods (except for childbirth) and no pre-existing condition exclusions (except for serious ones).
Is there insurance for expatriate employees?
Yes, Sanitas has insurance for employees living abroad. Tell us about your case in the form and we'll send you the proposal.
How much does it cost?
It depends on the number of insured people, their age, the location and the plan. Leave us your company's details and we'll send you the exact price in writing, with no obligation.

Visit us or we call you
Exclusive Sanitas agency in Sant Cugat del Vallès. We help you in person, by phone (+34 93 593 16 38), by WhatsApp (+34 663 59 28 46) or by email.
- Carrer de Sant Jordi, 24
08172 Sant Cugat del Vallès (Barcelona) - Office Mon–Thu 10:00–19:00 · Fri 09:00–15:00
Phone Mon–Thu 10:00–19:00 · Fri 09:00–15:00 - +34 93 593 16 38
- info@sanitasinfo.com
Office open now
Look after your company by looking after your employees' health
Leave us your company's details and an adviser from our office will prepare a tailored proposal for you, with no obligation.