The most complete medical care for your family
Choose peace of mind, medical quality and complete cover for every member of your family. No waiting lists, 24 h care and services designed for every stage of life.
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Exclusive Sanitas agency25 years in Sant Cugat
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Designed for families
Because it covers the whole family in a single policy, with extra cover that's really useful in everyday life with children and older relatives.
General medicine, all specialities, tests, hospitalisation and surgery, with no waiting lists.
Over 40 dental services included for every insured person.
Doctor and emergencies by video from the app, at any time and without leaving home.
Suitable for families with children, older relatives or special needs. Available from age 0 to 75.
Cover
Comprehensive medical cover for you and your family, with access to the best medical network in Spain and no waiting.
Exclusive cover
What sets Sanitas Más Salud Familias apart from individual insurance: support for children, emotional health and the home.
Family medicine and paediatrics with consultations, development check-ups and child health programmes that support children up to the age of four.
Professional support for emotional health and language development.
Qualified help at home when the unexpected happens, for you and your children.
Both have the same cover. Choose whether you'd rather pay nothing when you use the insurance, or a lower premium with co-payment.
No co-paymentsfrom age 0 to 75
The best care for your family, with no co-payments
Insurance designed for the whole family, with no co-payments: you only pay the monthly premium, with nothing to pay for each consultation or test. Includes psychology, speech therapy and qualified help at home.
€360 capon co-payments per insured person per year
Low co-payment with an annual cap
Complete protection with a lower premium: the first 6 services of the year with no co-payment, then €4, €7 or €10 per service, up to a maximum of €360 per insured person per year. No waiting period for psychology.
Compare before you decide
| Feature | Sanitas Más Salud FamiliasEl mejor cuidado para tu familia, sin copagos. | Sanitas Más Salud Familias PlusEl mejor cuidado para tu familia, seguro médico completo | Sanitas Más SaludEl seguro de salud más completo, sin copagos. |
|---|---|---|---|
| Copago | Sin copagos | Bajo, tope 360€/año | Sin copagos |
| Edad de contratación | 0-75 años | 0-75 años | 0-75 años |
| Permanencia | Sin edad máxima | Sin edad máxima | Sin edad máxima |
| Carencias | Cirugía menor 3 meses · pruebas complejas y psicología 6 meses · parto 8 meses · hospitalización, cirugía mayor y métodos terapéuticos complejos 10 meses | Cirugía menor 3 meses · pruebas diagnosticas complejas 6 meses · parto o cesárea 8 meses · hospitalización, cirugía mayor y métodos terapéuticos complejos 10 meses · sin carencia en psicología | Cirugía menor 3 meses · pruebas complejas y psicología 6 meses · parto 8 meses · hospitalización y cirugía mayor 10 meses |
| Details | Details | Details |
If you've been with another insurer for at least a year, the waiting periods can be reduced or removed. We'll check this for you in your quote.
Services included
On top of medical cover, your family gets services to sort out paperwork and questions without leaving home.
The Sanitas medical network
Medical network data from Sanitas S.A. de Seguros for Sanitas Más Salud Familias.
Big thanks for Nuria who helped me to set my account.
La VikaPosted on 21/08/2026 · GoogleNuria was so helpful in getting us set up with the best plan that worked for us, as upcoming expats living in Spain with an NLV!
S EPosted on 20/08/2026 · GoogleNuria from Sanitas was very helpfull and patience. Nuria solved all my problems and all my questions .... And Nuria your inglish is very good😇
Dimitri VinzenzPosted on 13/08/2026 · GoogleNuria was incredibly patient, attentive, and thorough throughout the entire process. She took the time to explain every detail clearly and made sure everything was handled with great care and precision. Highly recommended!
Neda GhaemmaghamiPosted on 12/08/2026 · GoogleAnastasia ha sido encantadora, me ha ayudado durante todo el proceso y ha respondido a mis dudas con claridad y eficacia! Muy contenta.
Laura MartinPosted on 03/08/2026 · GoogleNuria been very helpful and fast on replying to all my questions. I highly recommend!
Veerle WilsPosted on 29/07/2026 · GoogleCan't find your answer? Call or email us and we'll help in your language.
Primary care and paediatrics, all specialities, simple and complex diagnostic tests, hospitalisation and surgery, emergencies in person and by video consultation, therapeutic treatments, over 40 dental services, psychology, speech therapy and family assistance at home.
Sanitas Más Salud Familias has no co-payments: you only pay the monthly premium. Sanitas Más Salud Familias Plus has a low co-payment capped at €360 per insured person per year.
The first six services of the year are free. From the 7th to the 10th you pay €4, from the 11th to the 15th €7, and from the 16th onwards €10. The dental co-payment is €3, and high-frequency services such as physiotherapy have a single co-payment of €12. You never pay more than €360 a year per insured person.
Yes: 20 sessions a year (up to 40 for eating disorders). With Sanitas Más Salud Familias Plus there is no waiting period for psychology.
Yes, up to 20 speech therapy sessions a year.
Minor surgery, 3 months; complex diagnostic tests, 6 months; childbirth or caesarean, 8 months; hospitalisation, major surgery and complex therapeutic treatments, 10 months. If you've been with another insurer for at least a year, they can be reduced or removed.
From age 0 to 75, with no maximum age to stay insured.
Yes, you can add your spouse or partner and your children. Tell us how many people you want to insure and we'll include them in the quote.
Yes. Emergencies abroad for stays of up to 90 days, with a limit of €12,000 per insured person per year, plus an international second medical opinion.
It depends on the age of each insured person, where you live and the option you choose (with or without co-payment). Leave us your details and we'll send you the exact price in writing, with no obligation.
Somos Agencia Exclusiva de Sanitas en Sant Cugat del Vallès. Con más de 25 años de experiencia trabajando únicamente con Sanitas. Te atendemos en español, inglés, ruso y ucraniano, en persona o en remoto y sin compromiso. Te acompañamos paso a paso en la contratación de tu seguro y en tu papeleo de visado.
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We're here to help you choose the option that best suits your family. Call us on +34 93 593 16 38 or email us at info@sanitasinfo.com.
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