Health insurance for individuals
Sanitas Más Salud is the most complete option if you are looking for private health insurance with maximum cover and flexibility: primary care, hospital care and 24-hour emergencies, in person or by video consultation.
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Exclusive Sanitas agency25 years in Sant Cugat
We speak your languageEnglish, Spanish, Russian, Ukrainian
+34 93 593 16 38We call you back in office hours
Main cover
It covers general medicine, specialists, hospitalisation, 24h emergencies, video consultations, diagnostic tests, advanced treatments, digital health and dental care. All with the Sanitas medical network and no waiting lists.
Included in your policy
As well as the medical network, you have services to handle paperwork and questions without leaving home, at any time.
24-hour phone support to answer questions and speed up paperwork without having to travel. Authorise tests from your phone.
Manage appointments, test results, reimbursements and authorisations online, quickly and easily.
Emergency phone line and medical advice, always available.
General medicine, specialists and emergencies by video from the app, with no appointment needed.
Confirm diagnoses and treatments with leading specialists.
Assistance on trips of up to 90 days, with a limit of 12,000 € per insured person per year.
Why Sanitas
A leading medical network in Spain, dental included and all your health on your phone.
Rely on a leading healthcare network in Spain.
Dental prevention and care included from day one.
With the Welcome Sanitas platform you handle paperwork, authorise tests and get answers from your phone.
Sanitas, the leader in private healthcare in Spain
Figures from the Sanitas S.A. de Seguros medical network for Sanitas Más Salud.
Sanitas Más Salud comes in two versions with the same cover. The difference is how you pay when you use the services.
0 € per servicefrom age 0 to 75
No co-payments
The version with no co-payments: use it as often as you like without paying per visit, test or treatment. Access to all specialties, hospitalisation, surgery, dental care and Blua digital health.
360 € capon co-payments per insured person per year
Low co-payment with an annual cap
The same protection with a lower premium: the first 6 services of the year have no co-payment, and after that you pay 4 €, 7 € or 10 € per service, up to a maximum of 360 € per year.
Compare before you decide
| Feature | Sanitas Más SaludEl seguro de salud más completo, sin copagos. | Sanitas Más Salud PlusLa cobertura más completa con copago bajo y tope anual. | Sanitas Más Salud FamiliasEl mejor cuidado para tu familia, sin copagos. | Sanitas Premium 500.000Cuadro médico + reembolso del 90% hasta 500.000€/año. |
|---|---|---|---|---|
| Copago | Sin copagos | Bajo, tope 360€/año | Sin copagos | Sin copagos |
| Edad de contratación | 0-75 años | 0-75 años | 0-75 años | 0-64 años |
| Permanencia | Sin edad máxima | Sin edad máxima | Sin edad máxima | Sin edad máxima |
| Carencias | Cirugía menor 3 meses · pruebas complejas y psicología 6 meses · parto 8 meses · hospitalización y cirugía mayor 10 meses | Cirugía menor 3 meses · pruebas complejas y psicología 6 meses · parto 8 meses · hospitalización y cirugía mayor 10 meses | Cirugía menor 3 meses · pruebas complejas y psicología 6 meses · parto 8 meses · hospitalización, cirugía mayor y métodos terapéuticos complejos 10 meses | Cirugía menor 3 meses · pruebas complejas y psicología 6 meses · parto 8 meses · hospitalización y cirugía mayor 10 meses · dental reembolso 8 meses |
| Details | Details | Details | Details |
If you are coming from another insurer with at least one year of cover, waiting periods are reduced or removed (except childbirth). Ask us.
Blua digital health
With the Mi Sanitas app you get video consultations with general practitioners and specialists, video emergencies and personalised health programmes. Many consultations can be handled from home, at any time.
Fill in the form in one minute or call us. We reply the same day, in your language.
We calculate the price based on the age of each insured person and where you live, and send it to you in writing, with no obligation.
You sign from your phone and receive the policy by email. We support you with every step afterwards.
Big thanks for Nuria who helped me to set my account.
La VikaPosted on 21/08/2026 · GoogleNuria was so helpful in getting us set up with the best plan that worked for us, as upcoming expats living in Spain with an NLV!
S EPosted on 20/08/2026 · GoogleNuria from Sanitas was very helpfull and patience. Nuria solved all my problems and all my questions .... And Nuria your inglish is very good😇
Dimitri VinzenzPosted on 13/08/2026 · GoogleNuria was incredibly patient, attentive, and thorough throughout the entire process. She took the time to explain every detail clearly and made sure everything was handled with great care and precision. Highly recommended!
Neda GhaemmaghamiPosted on 12/08/2026 · GoogleAnastasia ha sido encantadora, me ha ayudado durante todo el proceso y ha respondido a mis dudas con claridad y eficacia! Muy contenta.
Laura MartinPosted on 03/08/2026 · GoogleNuria been very helpful and fast on replying to all my questions. I highly recommend!
Veerle WilsPosted on 29/07/2026 · GoogleCan't find your answer? Call or email us and we'll help in your language.
It includes general medicine, specialists, hospitalisation, 24h emergencies, video consultations, diagnostic tests, advanced treatments, digital health and more than 45 dental services.
Yes. You can take it out until age 75. Once you have signed up, you are covered for life.
No. Sanitas Más Salud has no maximum age to stay covered: your cover is guaranteed for life.
Yes. It includes emergency medical assistance on trips of up to 3 months (90 days), with a limit of 12,000 € per insured person per year, and an international second medical opinion.
Yes. More than 45 dental services included and up to 21% off special treatments at Milenium Sanitas clinics.
Sanitas Más Salud is the version with no co-payments. Sanitas Más Salud Plus has a low co-payment: 0 € for the first 6 services of the year, then 4 €, 7 € or 10 € per service, and 3 € for dental, with a cap of 360 € per insured person per year.
Minor surgery, 3 months; complex tests and psychology, 6 months; childbirth, 8 months; hospitalisation and major surgery, 10 months. If you are coming from another insurer with at least one year of cover, they are reduced or removed (except childbirth).
Yes. You choose from more than 58,000 professionals and 4,500 own and partner centres across Spain, with no referral needed and no waiting lists.
The price depends on the age of each insured person, where you live and whether you choose the version with or without co-payment. Leave us your details and we will send you the exact price in writing, with no obligation.
You pay exactly the same premium as with Sanitas, but with a local adviser who helps you choose the plan, answers your questions before you sign and supports you afterwards with every step, adding family members or renewals.
Somos Agencia Exclusiva de Sanitas en Sant Cugat del Vallès. Con más de 25 años de experiencia trabajando únicamente con Sanitas. Te atendemos en español, inglés, ruso y ucraniano, en persona o en remoto y sin compromiso. Te acompañamos paso a paso en la contratación de tu seguro y en tu papeleo de visado.
Office closed now. Leave your details and we call you.
We advise you and help you take out your policy quickly, easily and hassle-free. Call us on +34 93 593 16 38 or email us at info@sanitasinfo.com.
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