Health insurance designed for the self-employed and professionals
Complete medical protection, 24-hour care and cover tailored to the unexpected in your professional activity. Because your health is your most important asset.
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Exclusive Sanitas agency25 years in Sant Cugat
We speak your languageEnglish, Spanish, Russian, Ukrainian
+34 93 593 16 38We call you back in office hours
Designed for self-employed workers
If you work for yourself, sick leave costs you money. Sanitas Profesionales sees you quickly and protects you when you cannot work.
General medicine, specialists, tests, hospitalisation and surgery when you need them, with no waiting.
All specialties, high-tech tests, international second opinion and dental care with more than 40 services.
Assistance in the event of a work or road accident and accidental death funeral cover.
Cover
Sanitas Profesionales is health insurance for the self-employed, with no co-payments and cover designed for self-employed workers: protection during temporary incapacity, road and work accidents, and accidental death funeral cover.
Only for the self-employed
What standard health insurance does not include, and what makes life much easier when you are self-employed.
Cover during temporary incapacity, so sick leave does not leave you without support.
Assistance if you have an accident at work or on the road.
Funeral insurance cover in case of accident, so your family is protected.
Tax advantage for the self-employed: you can deduct your health insurance (yours, your spouse's and your children's) up to 500 € per person per year. The policy covers the self-employed person, their spouse and their children up to age 26.
All three include the exclusive cover for the self-employed. What changes is the co-payment and, therefore, the premium.
No co-paymentsfrom age 0 to 75
Health insurance for the self-employed, no co-payments
Protection during temporary incapacity
Use it without paying anything per consultation or test. It includes full protection during sick leave, work and road accidents and accidental death funeral cover.
360 € capon co-payments per insured person per year
Low co-payment with an annual cap
The same exclusive protection with a low co-payment: 0 € for the first 6 services of the year, then 4 €, 7 € or 10 €. High-frequency services have a co-payment of 12 €.
Lowest premiumwith dental of 40+ services
Medium co-payment, lower premium
The option with a medium co-payment and the lowest premium, with the exclusive self-employed cover and extensive dental cover.
Compare before you decide
| Feature | Sanitas ProfesionalesSeguro de salud para autónomos, sin copagos y con coberturas exclusivas. | Sanitas Profesionales PlusSeguro para autónomos con copago bajo y coberturas exclusivas. | Sanitas Profesionales ÓptimaSeguro para autónomos con copago medio y dental de +40 servicios. |
|---|---|---|---|
| Copago | Sin copagos | Bajo, tope 360€/año | Medio |
| A quién cubre | Autónomo, cónyuge e hijos hasta 26 años | Autónomo, cónyuge e hijos hasta 26 años | Autónomo, cónyuge e hijos hasta 26 años |
| Edad de contratación | 0-75 años | 0-75 años | 0-75 años |
| Carencias | Cirugía menor 3 meses · pruebas complejas y psicología 6 meses · parto 8 meses · hospitalización y cirugía mayor 10 meses | Cirugía menor 3 meses · pruebas complejas y psicología 6 meses · parto 8 meses · hospitalización y cirugía mayor 10 meses | Cirugía menor 3 meses · pruebas complejas y psicología 6 meses · parto 8 meses · hospitalización y cirugía mayor 10 meses |
| Details | Details | Details |
If you are coming from another insurer with at least one year of cover, waiting periods can be reduced or removed. Ask us.
Additional cover
Boost your protection by adding extras that fit your personal or family needs.
50% reimbursement on prescribed medicines, up to 200 € per year.
Compensation of 30,000 € or 60,000 € per accident.
50% reimbursement on lenses and contact lenses.
Home help in case of hospitalisation or illness.
Access to Milenium clinics and more than 30 free treatments.
Included services
Phone support to handle paperwork, authorise tests and answer questions without leaving home.
Emergency phone line and medical advice, always available.
Emergency assistance during stays of up to 90 days.
Appointments, test results, reimbursements, authorisations and Blua digital health from the app.
The Sanitas medical network
Figures from the Sanitas S.A. de Seguros medical network for Sanitas Profesionales.
Can't find your answer? Call or email us and we'll help in your language.
It is Sanitas health insurance for the self-employed, with no co-payments and cover designed for self-employed workers: protection during temporary incapacity, road and work accidents, and accidental death funeral cover.
As a self-employed person you can deduct the insurance (yours, your spouse's and your children's) up to 500 € per person per year.
The self-employed person, their spouse and their children up to age 26.
From age 0 to 75 on all three plans: Sanitas Profesionales, Profesionales Plus and Profesionales Óptima.
Sanitas Profesionales includes full protection during temporary incapacity: help at home, medicines and physiotherapy at home, and premium reimbursement.
Profesionales: no co-payments. Profesionales Plus: low co-payment with a cap of 360 € per insured person per year. Profesionales Óptima: medium co-payment with the lowest premium and dental with more than 40 services.
Minor surgery, 3 months; complex tests and psychology, 6 months; childbirth, 8 months; hospitalisation and major surgery, 10 months. If you are coming from another insurer with at least one year of cover, they can be reduced or removed.
Yes: pharmacy (50% reimbursement up to 200 € per year), accidents (30,000 € or 60,000 €), optical (50% on lenses and contact lenses), family assistance and Milenium dental.
Yes, emergencies abroad during stays of up to 90 days and an international second medical opinion.
It depends on the age of each insured person, where you live and the plan. Leave us your details and we will send you the exact price, with no obligation.
You pay exactly the same premium as with Sanitas, but with a local adviser who helps you choose, answers your questions before you sign and supports you with every step, adding family members or renewals.
Somos Agencia Exclusiva de Sanitas en Sant Cugat del Vallès. Con más de 25 años de experiencia trabajando únicamente con Sanitas. Te atendemos en español, inglés, ruso y ucraniano, en persona o en remoto y sin compromiso. Te acompañamos paso a paso en la contratación de tu seguro y en tu papeleo de visado.
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We are here to help you choose the option that best suits you and your work. Call us on +34 93 593 16 38 or email us at info@sanitasinfo.com.
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